Taking an approved driving course could aid in reducing your rates by helping remove a citation from your record, but this option is limited in its impact. Overall, it helps to maintain a clean driving record for several years to best ensure affordable car insurance rates. Additionally, if an auto insurance policy contains any good driver discounts, even a minor speeding ticket could result in the loss of any related savings.
A citation is another word for a ticket and should be taken seriously. Both terms refer to a document issued by local or state law enforcement explaining that you are accused of committing a traffic offense, like speeding. Failure to resolve your citation could create bigger problems. A warning is a less serious offense, typically a verbal notification by a police officer, that most likely will not be included on your motor vehicle record. In most states, any traffic violation remains on your driving record for an average of three years for first offenses.
Repeat offenses can remain on the record anywhere between years, and in some zero-tolerance states, permanently. Auto insurance premium increases implemented after a speeding ticket may last about three years, or until the violation is removed from your motor vehicle record. When your driving record no longer contains the citation, you may gradually see auto insurance costs begin to decrease if you can maintain a clean record.
You may also be eligible for good driver discounts again to further lower the cost. How We Make Money. Lisa Melillo. Written by. Edited By Mariah Posey. Edited by. Mariah Posey. Mariah Posey is an insurance writer and editor for Bankrate. She aims to make the insurance journey as convenient as possible by …. Reviewed By Mark Friedlander. Reviewed by. Mark Friedlander. Director of corporate communications, Insurance Information Institute.
Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance. Share this page. Bankrate Logo Why you can trust Bankrate. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. Citing Sources.
What Information Should be Cited and Why? Reference Staff. Email Me. You must cite a reference when you: Discuss, summarize, or paraphrase the ideas of an author Provide a direct quotation Use statistical or other data Use images, graphics, videos, and other media While you are doing research and locating sources, be sure to document materials thoroughly, noting the author, title, publisher, place of publication, date, and page numbers of all sources used.
Common Knowledge Things that are common knowledge do not require citation. For example: Social networking sites such as Facebook allow people to communicate easily regardless of their location. Getting started We understand that citing your sources can be a little confusing, but it doesn't have to be overwhelming.
Before you start, ask yourself these questions: 1. Journal article? Library database? Accidental plagiarism is one of the most common examples of plagiarism. Perhaps you forgot to cite a source, or paraphrased something a bit too closely. Also consider running your work through a plagiarism checker tool prior to submission, which work by using advanced database software to scan for matches between your text and existing texts.
Incremental plagiarism means inserting quotes, passages, or excerpts from other works into your assignment without properly citing the original source. Patchwork plagiarism , also called mosaic plagiarism, means copying phrases, passages, or ideas from various existing sources and combining them to create a new text.
This includes slightly rephrasing some of the content, while keeping many of the same words and the same structure as the original. To avoid plagiarism in any form, remember to cite your sources.
Verbatim plagiarism means copying text from a source and pasting it directly into your own document without giving proper credit. If the structure and the majority of the words are the same as in the original source, then you are committing verbatim plagiarism. This is the case even if you delete a few words or replace them with synonyms. The consequences of plagiarism vary depending on the type of plagiarism and the context in which it occurs. For example, submitting a whole paper by someone else will have the most severe consequences, while accidental citation errors are considered less serious.
As an academic or professional, plagiarizing seriously damages your reputation. It can be easier than you think to commit plagiarism by accident. Some examples of plagiarism include:. The most surefire way to avoid plagiarism is to always cite your sources.
When in doubt, cite! In academic writing, plagiarism involves using words, ideas, or information from a source without including a citation. You can commit academic dishonesty with the best of intentions, such as helping a friend cheat on a paper. Severe academic dishonesty can include buying a pre-written essay or the answers to a multiple-choice test, or falsifying a medical emergency to avoid taking a final exam.
They can range from a warning for a first offense to a failing grade in a course to expulsion from your university. For those in certain fields, such as nursing, engineering, or lab sciences, not learning fundamentals properly can directly impact the health and safety of others. If you are issued a ticket for a misdemeanor, that is considered an arrest. You are required to show up in court for your arraignment on the date and time noted on the citation.
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